Christmas Gift Loans

Loan money for your Christmas presents and let Christmas peace go down. Christmas should be characterized by family, fun, good food and Christmas peace. But if the economy keeps spinning in the back of the head, this can be very difficult.

Christmas is an expensive time, it’s no secret. Therefore, you can advantageously choose to borrow money to come over Christmas, this is absolutely nothing wrong with and it is quite understandable.

For example, if you set up a cash credit with us at the beginning of December, you will actually get rid of all the worries. You can raise exactly the amount you are missing and if this amount does not match then you can simply raise more as long as the amount does not exceed the maximum amount. Here with us you can create a cash credit of up to DKK 10,000 *

Cash loans and quick loans can easily be good solutions

Cash loans and quick loans can easily be good solutions

If you have a responsible and realistic view of your finances, then payday loans or cash loans are actually quite a sound and practical way to borrow money. However, there is one simple thing that you should always keep in mind before borrowing money.

Set a budget before you borrow. If you set a realistic budget that includes all your expenses (including the loan payment), then there is no danger that you will end up missing a payment. Indeed, most loans do not become defensible until they are defaulted.

This default can also occur because several loans have been raised and thus lost the overview. This is also very dangerous, which is why you can advantageously set up a cash credit here with us rather than borrowing three different quick loans from three different providers.

Here’s how to save money on your Christmas gifts

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Before you choose to borrow, you can of course also consider how you can save money on Christmas gifts, and this we really want to help you with.
If you have children or grandchildren, then you probably know the feeling of seeing the light in their eyes when they open packages on Christmas Eve. This is an amazing feeling that brings both warmth and joy.
Of course, you should not miss this feeling simply because the economy is a little tight in the month of December. Here are a few tips on how to save money and still delight those you love:

• Buy your gifts well in advance and keep an eye out for great deals

– If you choose to keep an eye on good deals as early as November, you can often save a lot of money and you also avoid the big Christmas rush.
For example, you can buy your Christmas presents on Black Friday, which often falls in late November, as there is the opportunity to save a lot of money.

• It is not the size or the price that determines the joy

– Remember to ask for a wish list that you can assume. From this you can choose the perfect gift, and this does not always have to be the most expensive. Indeed, small and significant gifts can bring a lot of joy.

 

Henry Personal Loan, safe harbor for investors

Investors are going through a period of great uncertainty without knowing very well where and when to invest. Investment alternatives are very limited due to the high volatility of stock markets or due to the low profitability of fixed income products or bank deposits.

Equities accumulate losses of 23% in the interannual variation and 15% since the beginning of the year. In just a month and a half, the Ibex 35 has lost 15% of its value.

Fixed income is at a minimum

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These days we have seen how the Euribor (European type of interbank offer and reference index of mortgage rates) followed the path of the Treasury Bills and crosses the border to get negative. As an investor they charge you for having your money with them. To put it in an example, you invest € 1,000 today and within a year they give you € 995 back.

Bank deposits are not saved as a refuge for investors, if you achieve 0.20% or 0.30% you will be lucky and possibly be conditioned to new clients or to domicile some type of receipts or payroll.

Products such as Investment Funds do not escape this situation by investing directly in the assets described above, with the aggravation of charging management and deposit fees. Apart from offering positive or negative profitability to their customers, they always charge their commissions. In this environment, investors face the difficult decision of what to do with their money, where do I invest it?

Henry Personal Loan is positioned as an alternative investment

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Oblivious to market turbulence, with attractive returns and hedging systems against the risk of default. This is the proposal of companies like Mrs. Grundy, where every day we receive more requests for investments to finance our borrowers.

The Mrs. Grundy model consists in making a very thorough analysis of borrowers who request financing, in order to only show the most solvent borrowers to our investors. With the intention of mitigating the risk, Mrs. Grundy has an Own Coverage System that consists of allocating a small amount of all the installments to a fund and in case of a default, this fund replenishes the principal of the unpaid installment. The model mutualizes risk among all investors.

In this way, Henry Personal Loan has become a safe port where

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Every day, more investors see a real alternative to this investment model. On the other hand, the most solvent borrowers are finding a source of financing that is more just than the traditional one, where they do not pay so that the results of the traditional actors get fat every year, nor to cover the delinquency of other borrowers.

Nor are they They are forced to take out insurance or direct payroll. A fair, win-win model, in which everyone wins.