July 2021

While serious institutional interest in crypto is perhaps becoming more of an established trend than an emerging narrative, big money players are generally focusing on Bitcoin (BTC). However, assets like Ether (ETH) and decentralized…

Despite ample liquidity provided by the RBI under the multi-purpose Targeted Long Term Repo Operations (TLTRO), there is no discernible improvement in credit growth. Credit growth fell to 5.8% in FY21 from 6.14% in FY20, a 58-year low,…

There could be a significant impact on the profitability of the Indian banking system, as inflation data for May and June 2021 exceeded the target corridor of the Reserve Bank of India (RBI), in turn putting pressure on the curve…

By Gur Geva, Founder and CEO of iiDENTIFii Now more than ever, the need to improve data security within financial services and banking institutions has taken center stage. Customers, both business and personal, need…

By John Manninginternational banker As the pandemic swept the world early last year, many expected an increase in insolvencies to materialize following the prolonged shutdowns, which significantly reduced economic activity. But…

Jitendra Gupta is one of the most recognizable names in the Indian fintech ecosystem. As founder of Citrus payment, and later, the MD of PayU (which acquired Citrus Pay in 2016 in what was then largest fintech M&A), he has designed and…

According to the latest available data, loan growth remains weak for the banking system in the April-June period despite a favorable base quarter. Loan growth has remained slow at 5-7% YoY since the onset of Covid, compared to…