URSB expands management team – hires Head of Retail Banking, Head of Lending Services and BSA/Head of Information Security

CARTERET, NJ, June 14, 2022 /PRNewswire/ — URSB, At Carteret local bank offering over 100 years of exceptional personal banking with a commitment to the community, recently made three new additions to its management team.

James Raborn joins the Bank’s management team as Head of Retail Banking. Mr. Raborn brings over 15 years of banking experience to the URSB. His experience includes implementing business development and marketing strategies to promote deposit and loan growth, as well as introducing new retail products and platforms for consumers and businesses. Jim holds a Bachelor of Arts from tulane university and a Juris Doctor degree from Rutgers University Faculty of Law (Camden).

Having grown up near Township of WoodbridgeMr. Raborn knows Carteret and surrounding communities. He currently resides at FlemingtonNJ.

Moreover, in March 2022, Christine Germain joined the URSB as Vice President – ​​Head of Loans Department. She has over 20 years of experience in banking operations and loan administration. Christine has a proven track record in supporting a bank’s consumer, residential and commercial lending functions while ensuring prompt responses to customer inquiries regarding their loans. Ms. Germann currently resides in East Windsor, New Jersey.

Theodore R. Kawoczka was hired in December 2021 as Senior Vice President – BSA and Head of Information Security. Ted has over 30 years of BSA and IT management experience. He has extensive knowledge of how customers rely on technology to meet personal and corporate banking needs and what regulators expect of financial institutions in the areas of BSA/AML, OFAC and cybersecurity compliance. . Ted holds a Bachelor of Arts from Colombia University and currently resides at Yardley, Pennsylvania.

Kenneth R. TottenPresident and CEO and Chairman of the Board of the URSB, explained that “these additions to the URSB management team position the Bank for continued growth over the next few years and ensure that the Bank can continue to serve its customers Carteret and surrounding communities with the latest range of deposit and loan products.” He added “Jim Rabornwho brings extensive banking experience in many areas to the URSB, will focus on improving and expanding the Bank’s retail/deposit banking services. Christine Germain is a welcome addition to our team with extensive loan administration experience who will help ensure a high level of support for our lending clients. Ted Kawoczkaas a BSA/ISO Officer, will help the Bank to comply with regulatory requirements, which directly benefits the Bank and its clients.”


With over 100 years of an exceptional reputation for providing personalized service to its clients and a passionate commitment to its community, URSB, At Carteret only bank based in its hometown, serves the business and personal banking needs of Central New Jersey customers. The Bank’s range of products and services includes business and personal accounts, mobile banking, residential mortgages, home equity loans and lines of credit, as well as commercial mortgages for multi-family properties and mixed use.

Online and mobile services allow secure access to accounts and provide the ease of banking at the customer’s convenience. Offering high interest checking accounts and some of the most competitive CD rates available, URSB is a modern financial institution dedicated to providing powerful financial tools to enable clients to pursue their dreams while remaining financially secure. security.

Kenneth R. Totten
(732) 541-5445

SOURCE United Roosevelt Savings Bank – URSB

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